April Choice Plan FAQ's

Overview

April Choice Plan Overview


  • Trip Cancellation & Interruption to cover 100% & 150% of your trip costs (respectively) for situations such as sickness, injury, or death, weather & natural disasters, terrorism or strikes, military duty, jury duty, involuntary job loss, documented theft of passports or visa, extended school year, & much more.
  • Emergency Medical Expenses of $50,000. Optional upgrade available to increase current limit. Pre-Existing Conditions Waiver may be included if policy is purchased within 14 days of initial trip payment.
  • Emergency Evacuation/Repatriation coverage up to $250,000. Optional upgrade available to increase current limit.
  • Trip Delay (6 Hours) coverage of $150 per day & up to $1,000 max.
  • Baggage & Personal Effects coverage up to $500. Optional upgrade available to increase current limit.
  • Baggage Delay (24 Hours) coverage for reimbursement of up to $200 per person for additional necessary items purchased while luggage was delayed.
  • Accidental Death & Dismemberment coverage of up to $10,000. Optional upgrade available to increase current limit.
  • Additional Optional Upgrades available: Trip Cancellation for Any Reason (where applicable), Trip Cancellation for Work Reasons, Sports & Business Equipment Baggage Coverage, Financial Insolvency of Travel Supplier, Rental Car Collision, & More.




Limitations


  • Age limit to purchase: Any age as long as at least one person on the policy is 18 years or older
  • Maximum consecutive days traveled: 60 days
  • Maximum trip cost: $20,000 per policyholder




Associated Services


  • Stress Less Benefits are included with this plan & allow our policyholders to often avoid going through a claims reimbursement process. Simply call, Skype, text, live chat, or email us when you encounter an insurable event while traveling, and we will coordinate and pay for your medical visit, flight change, hotel overnight, evacuation, or other service as covered by your policy.
  • 24-Hour Assistance Services such as Lost Luggage tracking, Medical Referral, Embassy & Consular Services, Identity Theft, plus many more are included with this plan. For a full list of these services plus a description of each, please click on "General conditions."




Optional Add-On Benefits


  • Trip Cancellation for Any Reason (where applicable)
  • Trip Cancellation for Work Reasons
  • Sports & Business Equipment Baggage Coverage
  • Financial Insolvency of Travel Supplier
  • Rental Car Collision & More




List of Excluded Countries and/or States


Coverage is not available while traveling in the following countries: Cuba, Iran, North Korea, Syria and the Sudan.





Benefits

Trip Cancellation


  • Trip Cancellation & Interruption to cover 100% & 150% of your trip costs (respectively) for situations such as sickness, injury, or death, weather & natural disasters, terrorism or strikes, military duty, jury duty, involuntary job loss, documented theft of passports or visa, extended school year, & much more.




Post-Departure Benefits


  • Emergency Medical Expenses of $50,000. Optional upgrade available to increase current limit. Pre-Existing Conditions Waiver may be included if policy is purchased within 14 days of initial trip payment.
  • Emergency Evacuation/Repatriation coverage up to $250,000. Optional upgrade available to increase current limit.
  • Trip Delay (6 Hours) coverage of $150 per day & up to $1,000 max.
  • Baggage & Personal Effects coverage up to $500. Optional upgrade available to increase current limit.
  • Baggage Delay (24 Hours) coverage for reimbursement of up to $200 per person for additional necessary items purchased while luggage was delayed.
  • Accidental Death & Dismemberment coverage of up to $10,000. Optional upgrade available to increase current limit.
  • Additional Optional Upgrades available: Trip Cancellation for Any Reason (where applicable), Trip Cancellation for Work Reasons, Sports & Business Equipment Baggage Coverage, Financial Insolvency of Travel Supplier, Rental Car Collision, & More.





FAQs