Frequently asked questions

Benefits

Base Benefits

  • Trip Cancellation: 100% of Trip Cost
  • Trip Interruption: 125% of Trip Cost
  • Airline Ticket Change Fee: $200 (certain conditions apply)
  • Terror Attack Coverage: Covered
  • Trip Delay 6 or More Hours: $500 ($150/day)
  • Missed Connection: $200
  • Single Occupancy Supplement: Included
  • Baggage/Personal Effects: $750
  • Baggage Delay (12 Hours or More): $250
  • Primary Emergency Accident and Sickness Medical Expense: $50,000
    • Deductible: $0
    • $750 Dental Expense Only
  • Emergency Medical Evacuation and Medically Necessary Repatriation: $250,000
  • Repatriation of Remains: $250,000
  • Frequent Travel Loyalty: $200
  • 24/7 Emergency Travel Assistance: Covered
  • Renters Collision Insurance: Optional Upgrade
  • Pre-Existing Conditions Exclusion and Waiver: 6-Day Look Back with 14-Day Waiver (certain conditions apply)
  • Accidental Death and Dismemberment: Principal Sum of $25,000



Optional Coverages

  • Cancel For Any Reason (CFAR)
    • Up to 75% of non-refundable trip cost will be reimbursed. 100% of the non-refundable trip cost must be insured. Cancellation must be no less than 2 days prior to scheduled departure date and must be purchased within 14 days of initial trip payment or deposit. Not available to residents of New York.
  • Rental Car Collision (Excess/Secondary): $50,000
  • AD&D (Air Only): $300,000



Overview

John Hancock Bronze Plan Overview

  • Trip Cancellation: 100% of Trip Cost
  • Trip Interruption: 125% of Trip Cost
  • Airline Ticket Change Fee: $200 (certain conditions apply)
  • Terror Attack Coverage: Covered
  • Trip Delay 6 or More Hours: $500 ($150/day)
  • Missed Connection: $200
  • Single Occupancy Supplement: Included
  • Baggage/Personal Effects: $750
  • Baggage Delay (12 Hours or More): $250
  • Primary Emergency Accident and Sickness Medical Expense: $50,000
    • Deductible: $0
    • $750 Dental Expense Only
  • Emergency Medical Evacuation and Medically Necessary Repatriation: $250,000
  • Repatriation of Remains: $250,000
  • Frequent Travel Loyalty: $200
  • 24/7 Emergency Travel Assistance: Covered
  • Renters Collision Insurance: Optional Upgrade
  • Pre-Existing Conditions Exclusion and Waiver: 6-Day Look Back with 14-Day Waiver (certain conditions apply)
  • Accidental Death and Dismemberment: Principal Sum of $25,000