Welcome travelers of David McGuffin’s Exploring Europe!

We are here to make sure you are confident in what we recommending to insure your valuable “non-refundable” trip cost investment! Our goal is to give you as many ways to use the insurance without hoping you have to use the insurance!

Please register so we can give you the service you expect from a boutique insurance agency like ours!








Your personal David McGuffin Account representative here at TripInsuranceConsultants.com is Lynette Rempel

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If you have any questions about the above plans, please contact:

Lynette Rempel

VP of Travel Sales 

800-576-2674 x102


While we have access to all the plans on the market, we feel we have found the best insurance plan on the market we would like to recommend based on price, benefits, agent responsiveness and claims paying experience…the iTravelinsured LX and SE plan from IMG.

Trip Cancellation Plan                                 RECOMMENDED

iTravelInsured Travel SE Plan

The iTravelInsured Travel SE plan is our most popular plan for domestic and international destinations. Travel insurance coverage and benefits are available whether traveling on a cruise, tour, or vacation abroad.


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  • Domestic and international destinations

  • Trip cancellation maximum benefit up to 100% of trip cost

  • Trip interruption maximum benefit up to 150% of trip cost

  • $2,000 maximum benefit for trip delay (if quarantined)

  • $250,000 medical (primary) 

  • $500,000 maximum benefit for emergency medical evacuation and repatriation of remains

  • Over 39 reasons to cancel including travel bans 

See Policy Wording by State

If you live in the following states - MO, MT, NY, OR, PA, or WA - please call us for coverage. 

SE Plan Rates (per person):

Insure the Deposit NOW... Read on!

To maximize all the benefits of your insurance policy the wise traveler does the following:

  • By starting a policy immediately, he lowers his daily cost for insurance by dividing the premium over a greater number of days. Example: $400 insurance premium divided by 180 days = $2.22 a day for insurance.  If you know you are going to protect your trip, start the insurance now!

  • If all you have deposited is a minimal amount, you might ask why purchase now? The final premium is often greater than the initial deposit. The wise traveler wants to lock in the time sensitive benefits which are extremely beneficial!


Time Sensitive Benefits

If you start a policy (insure your initial trip deposit within 20 days of the deposit date and then add to the policy as you add to your trip cost) the following will be offered:

  • Waiver of pre-existing condition exclusion - If you have a medical situation causing you to cancel your trip, you need to begin a policy within the time sensitive period.

  • Financial Default - Cruise Lines can go bankrupt…ask Crystal Cruise travelers who are glad they had this benefit and got reimbursed!

  • Travel Ban - Check out below the reason to cancel if a country you are traveling to is raised to a Level 4 (“do not travel”) by the State Department and the CDC.

Calculate your premium for the deposit and start your insurance protection now!

Trip Cancellation Plans with Cancel for Any Reason 

iTravelInsured Travel LX Plan

The iTravelInsured Travel LX plan provides the highest levels of benefits of all iTravelInsured® plans for the most discerning travelers. Cancel and Interruptions for Any Reason (CFAR) can be purchased as an optional upgrade. This plan provides and can be ideal for travelers going to remote and exotic locations worldwide.


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  • Trip cancellation coverage*

  • Cancel for Any Reason and Interruption for Any Reason coverage is optional if purchased within 20 days of your first trip payment

  • Travel delay up to $1,000

  • Baggage delay up to $500

  • Pre-existing Condition Waiver Available - if purchased within 24 hours of final trip payment

*Must insure the full non-refundable trip cost 

See Policy Wording by State

If you live in the following states - MO, MT, NY, OR, PA, or WA - please call us for coverage. 

LX Plan Rates (per person):
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