Tin Leg Standard Plan FAQ

Overview

Tin Leg Standard Plan Overview


View details here Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)





Benefits

Trip Cancellation





Trip Cancellation Benefits


What is Trip Cancellation?

  • Trip Cancellation provides reimbursement for prepaid and non-refundable trip payments if a trip is canceled due to unforeseen circumstances, including illness, injury, or death.
What am I covered for? Trip Cancellation
  • 100% of the trip cost
Trip Interruption
  • 150% of the trip cost
Hurricane & Weather
  • Common carrier delay for 24 hours
  • Accommodation made uninhabitable
  • Must be purchased before storm is named
Terrorism
  • Covered for foreign & domestic
Financial Default
  • Covered after 14 day wait if purchased within 15 days of trip deposit
Employment Layoff
  • Covered
  • If employed for 1 continuous year
Cancel for Medical Reasons
  • Included in Trip Cancellation and Trip Interruption
Cancel for Work Reasons
  • No coverage




Medical


Emergency Medical

  • $30,000 per person
  • Secondary coverage
Pre-Existing Condition
  • Covered if purchased within 15 days of trip deposit
Medical Deductible
  • None




Evacuation


Medical Evacuation & Repatriation

  • $200,000 per person




Loss or Delay


Travel Delay

  • $500 per person
  • $150 daily limit
  • Covered after 6 hour delay
Baggage Delay
  • $200 per person
  • Covered after 24 hour delay
Baggage & Personal Items Loss
  • $500 per person
  • $100 first item limit
  • $100 subsequent items limit
  • $500 specific items limit
  • $25 deductible
Missed Connection
  • No coverage




Accidental Death


Flight Only AD&D

  • $25,000 if purchased within 15 days of deposit
24 Hour AD&D
  • No coverage




Other Benefits


Rental Car Damage

  • No coverage
Money Back Guarantee
  • Free look up to 15 days after purchase
24 Hour Assistance Service
  • 24 hours assitance provided
Identity Theft
  • Covered
Additional Benefits
  • Concierge Services Coverage